Accidents happen and illness strikes, usually when you least expect it and when you can least afford it. Having a pet means making the promise to care for your pet even when he becomes sick or gets hurt. Vets bills can become costly very quickly, especially if you have an exotic animal like a rabbit, a guinea pig, or a bird.
A growing number of pet owners have discovered the many benefits of having pet insurance, including:
Pet insurance can cover both the unexpected and wellness visits. Vet costs are just part of having a pet. Your dog or cat may be required to go to the vet for an annual check-up, or she may suffer from a chronic illness or disease that requires more frequent veterinary care. Pet insurance may cover those unexpected illnesses and accidents as well as annual visits and ongoing care.
It provides peace of mind. Most people today live within a certain budget and it isn’t always easy to set money aside in case of an emergency. With pet insurance, you can enjoy knowing that your pet will be covered if he suddenly becomes sick, injured, or unexpectedly needs surgery.
Pet insurance is often affordable. Monthly premiums for pet insurance are often affordable and most companies offer different options that make it easier to find the right plan for your budget.
The right plan may protect you if your pet causes injury to a person or property. Some pet insurance plans provide third party liability coverage for the pet’s owner. That means if your dog bites a stranger or digs up your neighbour’s garden, your pet insurance coverage will kick in and help defray your out-of-pocket costs.
In addition, some pet insurance companies offer extra protection in case you have an emergency. Perhaps you suddenly take ill and must be hospitalized. If you need to hire a professional pet sitting company, like Pet Sitters Ireland, to care for your pet while you are unable to, your pet insurance plan (provided you’ve chosen the right one) may cover your pet’s cost of care until you return home.
Pet insurance can help you save in vet expenses and can protect your pets in case of your own illness or injury. However, be sure to shop around when considering which company to choose. Make sure you know exactly what your insurance plan will cover and any deductibles you may have to ensure you are getting the best deal for your money.
Here is a list of Pet Insurance Companies you might want to check out: